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It should be noted that companies are not under any legal obligation to set out occupational pension schemes but companies with pension schemes are likely to attract and retain staff  due to the fact that they provide security by offering pensionable permanent employment. Further for companies employing staff who fall under the Minimum Wages and Conditions Act, a pension scheme is the only alternative and efficient way to provide for statutory retirement benefits for their employees.

This section will provide you guidance and tools to enable you establish and run a good pension scheme.